Retail and shop insurance

Explore cover from a panel of insurers for your shop’s insurance

Insurance for shops and small businesses  

Life is full of unexpected events, so it's good to have a team of small business specialists to help get you prepared. A shop insurance policy could demonstrate a duty of care to your customers, staff, local community, and members of the public, as well as protecting you and your business. 

Choose from a range of policies for all shop sizes. This can include offline and online insurance for retail businesses. Clear Business can even find a policy that will cover your stock, public, product, and employers’ liability and pay for legal expenses, too.  

Should your stock or contents be damaged, stolen, or destroyed, shop insurance can cover the costs so you can replace them quickly. It may also cover the costs of hiring solicitors/barristers and paying for court cases or compensation.  

With shop insurance arranged by Clear Business, you'll access our business insurance team, who will always put you and your business first. They'll present you with business shop insurance policy options so you can choose the right cover for you. 

With insurance for shops, you could include:

Public liability cover

This policy can cover you against claims arising from incidents to visitors, customers and contractors. Standard cover ranges from £1-£5m.

Employers' liability cover

Most employers are required to have employers’ liability insurance, which provides cover in the event of employee injury. For more information visit the government website. 

Stock and inventory damage

Keep your stock protected against damage or theft with inventory damage insurance. Your insurer will pay to replace your stock so your business can keep moving.  

Product liability

Product liability insurance covers your business in a situation where personal injury or property damage is caused by products sold or supplied through your business.

Business interruption

From floods, fires and vandalism to issues caused by water, electricity and gas, this policy can protect you against loss of income, should your office need to close. 

Cyber attacks and threats

Have a website? Offer online services? We can source protection for your company from hacks, cyber-attacks and data loss, and even cover for reputational damage, as well as crisis management. 

Loss of money

Money insurance can provide cover when cash is being carried to or from the bank by a business owner or one of their employees. It can also provide sufficient cover for storing a small amount of cash at home or on the business premises, both within and outside of normal business hours. The cover can extend to include personal assault cover to the business owner or member of staff if injured during a robbery. 

Whether you run a coffee shop, florist, bridal shop, or newsagent, we can help you get cover with a range of retail and shop insurance options from a panel of insurers.

Shop and retail insurance with none of the hassle.

Clear Business can present you with a range of policy options. No hard sell. No fuss. Policies sourced to suit you and your business.  

Complete our form or request a call-back, and we’ll take you through shop insurance options. If your needs ever change, we’ll update your shop insurance policy hassle-free.

At Clear Business, we don’t charge administration fees for mid-term adjustments, nor do we charge a cancellation fee. Your insurer may charge for changes/cancellation and your premium may increase when changes are made.  

What types of businesses does shop insurance cover through Clear Business? 

At Clear Business, we know that no two shops are the same and shop insurance needs will differ. We find cover for a wide range of shops and retail establishments, including but not limited to:

Compare shop insurance quotes from a range of UK insurers

A shop or retail insurance policy could provide cover for your business. Our small business team can provide you with shop insurance quotes so you can choose the right cover for you. 

Whether you're after shop premises insurance, loss of money insurance, business legal protection insurance, or contents cover, our team are here to help.  

Choose cover for your stock and contents, without having to shop around for policies. Simple.

Why choose Clear Business for finding your business insurance?

We can compare prices from a panel of different insurers, so you don't have to. 

Up to £5 million of cover

Claims can be expensive, that’s why we source insurance that offers up to £5 million worth of public liability cover, with more available upon request.

Simple, specific cover

To help save you both time and money. We compare prices from a panel of different insurers, so you don’t have to. Giving you back more time to run your business. 

A team that knows your industry

We're business insurance specialists, so we know how important it is to understand your unique requirements.

Easy claims process

Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to help make the claims process as quick and stress free as possible.  

No mid term fees

We don’t charge any mid-term fees at all during the life of your policy (though your insurer might and your premium may increase depending on the change.) 

Clear Business Insurance

Simple. Fast. Affordable.

Services simplified

Be prepared for unexpected events with business insurance through Clear Business.

Looking to take out a policy?  Our team will discuss your business needs with you and find options from a panel of insurance providers. You'll be presented with policy options that ensure you only pay for the cover you need. Simple. 

Get in touch today and get protected

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