Public liability insurance

Get liability cover for your business, with cover from a panel of insurers.

What is public liability insurance?

This policy covers compensation and legal costs when a third-party claims that you have caused them property damage or injury. When we say 'third-party', we mean anyone who is not employed by or a part of your business. This can include members of the public, your customers, your clients and your suppliers. 

With the right level of public liability cover in place through Clear Business you can ensure that you’re prepared if you ever find yourself in that situation. We present you with options so that you can choose the policy that is best for your business. 

We’re small business specialists, so we know how important it is to understand your unique requirements. And if those business needs change, we let our customers make mid-term adjustments and we don't charge for these (though the insurer may charge and there may be an increase in premium). 

What can be included in public liability insurance? 


We find policies that provide cover for compensation claims that occur when a third party suffers an injury or property damage.  

Legal costs

We can find cover for legal expenses – such as court and solicitor/barrister fees –related to defending a public liability claim. 

Work away cover

If you have premises and work away from them to provide the services that you offer, we can find you work away cover. This offers protection when you visit the homes or business premises of your clients. 

Personalised levels of cover, exceeding £10m

Public liability covers are available from £1m to £10m, and higher amounts are available upon request.  

    Compare quotes for public liability cover

    Public liability insurance, while not a legal requirement, can provide cover for all types of businesses. 

    Clear Business is a non-advised broker. We can talk through your concerns and the needs of your business and then give you information so that you can make an informed decision on what's right for you. 

    When choosing the types and levels of cover your business needs, our small business insurance team will discuss all your business requirements with you, so you can consider additional covers that could help protect your business. 

Why choose Clear Business for finding your business insurance?

We can compare prices from a panel of different insurers, so you don't have to. 

Up to £5 million of cover

Claims can be expensive, that’s why we source insurance that offers up to £5 million worth of public liability cover, with more available upon request.

Simple, specific cover

To help save you both time and money. We compare prices from a panel of different insurers, so you don’t have to. Giving you back more time to run your business. 

A team that knows your industry

We're business insurance specialists, so we know how important it is to understand your unique requirements.

Easy claims process

Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to help make the claims process as quick and stress free as possible.  

No mid term fees

We don’t charge any mid-term fees at all during the life of your policy (though your insurer might and your premium may increase depending on the change.) 

Clear Business Insurance

Simple. Fast. Affordable.

Services simplified

Be prepared for unexpected events with business insurance through Clear Business.

Looking to take out a policy?  Our team will discuss your business needs with you and search a panel of insurance providers. You'll be presented with policy options that ensure you only pay for the cover you need. Simple. 

Get in touch today and get protected

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