Product liability insurance

Cover for when a product causes damage or injury to a person or their property.

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What is product liability insurance?

Product liability insurance is important in the Food & Drink industry as it covers your business in a situation where personal injury or property damage is caused by products sold or supplied through your business. Your business could be liable to pay compensation in some circumstances even if you were not the original manufacturer of the product. 

As a non-advised broker, we can talk through your concerns and the needs of your business. We can then give you information so that you can make an informed decision on what cover is right for you. 

Product liability explained

If third-party were to make a claim against your business and be awarded damages, having a product liability insurance policy in place could cover the costs.

This can include legal and defence costs, compensation awarded, and some additional claims costs. 

Whether you sell products with your business name or brand on them, manufacture your own products or import products to sell in the UK, we can help you find cover with product liability insurance.  

How can product liability insurance help my business?

If you think that a claim against your business due a faulty product might impact your business then you could consider having product liability cover.

As a broker, we’ve sourced policies for many businesses that supply products to members of the public. This cover provides protection in the event your business supplies a product that causes harm.

Claims can be brought against you as a producer within 3 years of the date of injury, with no upper limit as to the level of damages that can be awarded. 

Why choose Clear Business for finding your business insurance?

We can compare prices from a panel of different insurers, so you don't have to. 

Up to £5 million of cover

Claims can be expensive, that’s why we source insurance that offers up to £5 million worth of public liability cover, with more available upon request.

Simple, specific cover

To help save you both time and money. We compare prices from a panel of different insurers, so you don’t have to. Giving you back more time to run your business. 

A team that knows your industry

We're business insurance specialists, so we know how important it is to understand your unique requirements.

Easy claims process

Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to help make the claims process as quick and stress free as possible.  

No mid term fees

We don’t charge any mid-term fees at all during the life of your policy (though your insurer might and your premium may increase depending on the change.) 

Clear Business Insurance

Simple. Fast. Affordable.

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Be prepared for unexpected events with business insurance through Clear Business.

Looking to take out a policy?  Our team will discuss your business needs with you and compare personalised quotes from a number of major UK insurance providers. You'll be presented with policy options that ensure you only pay for the cover you need. Simple. 

Get in touch today and get protected

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