Hospitality insurance

Accommodating policies for all types of hospitality businesses.

Insurance for hospitality businesses

Whether you run a hotel, craft ale bar or restaurant, we’ll search a range of insurers to help you find the perfect fit for your business. With access to major insurers, Clear Business sources policies that meet the needs of our customers.  

For a quick quote, please fill in our step-by-step form or request a call back, and we’ll get back to you as soon as possible. 

What may be included in a hospitality insurance package?

Contents cover

Protecting everything from your bar’s fixtures and fittings through to your electronic equipment and displays. Having contents cover means replacements can be provided as quickly as possible. 

Employers' liability

Most employers are required to have employers’ liability insurance, which provides cover in the event of employee injury. For more information, visit the government website. 

Product liability

Product liability insurance covers your business in a situation where personal injury or property damage is caused by products sold or supplied through your business.

Business interruption

From floods, fires and vandalism to issues caused by water, electricity and gas, this policy can protect you against loss of income, should your office need to close. 

Understanding hospitality insurance

Protection for pubs, hotels, restaurants, bars, and more.

As a hospitality business owner or manager, whether your premises are licensed or non-licensed, you could be at risk of acts such as criminal damage, theft, and arson. You may want to consider your level of risk when looking for your hospitality business insurance policy. 

At Clear Business, we can help you understand the different types of insurance and your options.  

    Benefits of hospitality business insurance

    When operating a licensed or non-licensed business, various triggers, such as the presence of alcohol, might increase the potential for bodily injury or harm to you, your staff, or your customers.  

    Incidents could also include: 

  • Assaults on staff

  • Theft within the business premises

  • Customers falling ill after eating food you've prepared

  • Random, unforeseen accidents

  • At Clear Business, we’ll help you find an insurance policy that provides financial protection against such incidents. Whether you’re trading as a restaurant, public house, bar, or any other hospitality business, our team is here to help you.

Types of hospitality businesses we find cover for:

Bed & breakfasts





Customer satisfaction is important to your hospitality business. It's also important to ours.

At Clear Business, we source small business hospitality insurance designed for pubs, restaurants, bars, hotels, bed & breakfasts, wine bars, nightclubs, and many more. If you operate in the hospitality sector, we’ll find you options for the cover you want. 

Up to £5 million of cover

Claims can be expensive, that’s why we source insurance that offers up to £5 million worth of public liability cover, with more available upon request.

Simple, specific cover

To help save you both time and money. We compare prices from a panel of different insurers, so you don’t have to. Giving you back more time to run your business. 

A team that knows your industry

We're business insurance specialists, so we know how important it is to understand your unique requirements.

Easy claims process

Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to help make the claims process as quick and stress free as possible.  

No mid term fees

We don’t charge any mid-term fees at all during the life of your policy. No cancellation fees from us, either.  

Clear Business Insurance

Simple. Fast. Affordable.

Services simplified

Be prepared for unexpected events with business insurance through Clear Business.

Looking to take out a policy?  Our team will discuss your business needs with you and compare personalised quotes from a number of major UK insurance providers. You'll be presented with policy options that ensure you only pay for the cover you need. Simple. 

Get in touch today and get protected

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