Limited company insurance

Flexible cover for limited companies

What is limited company insurance? 

Limited company insurance provides flexible cover for a wide range of businesses, including marketing agencies, fashion retailers and leisure businesses. It can help protect your company from unexpected events, giving you peace of mind to focus on your business.  

We can arrange tailored cover based on your business needs. Your policy could include public liability, product liability, employers' liability and professional indemnity as well as buildings and contents cover.  

We can search a panel of insurers so that you can choose the cover that’s right for your limited company. 

How does insurance for limited companies work? 

Limited liability is one advantage of being a limited company owner. This means your personal assets are protected from the company’s debts, except for the amount you invested.  

Limited company insurance protects your business in case of unexpected events, such as a member of the public getting injured on your premises or a fire causing operational disruption.  

Speak to us today to find the cover that meets your business needs. 

What a limited company insurance policy could include: 

Public liability

This insurance can cover you against the cost of claims arising from incidents involving visitors, customers, and contractors. Standard cover ranges from £1m to 5m. 

Employers' liability

Most employers are required to have employers’ liability insurance, which provides cover in the event of employee injury. For more information, visit the government website. 

Product liability

Personal accident cover can provide financial support to the limited company in the event of director or employee death or severe injury.  

Legal expenses cover

This insurance is designed to help cover legal costs and provide advice on issues such as employee or contract disputes, data protection, debt recovery and more.  

Buildings insurance

If you own your business premises, then you may want to take out insurance to cover a range of risks such as fire and flood. This insurance can cover the building structure and permanent fixtures and fittings.  

Business contents and stock cover

This insurance will help protect your business equipment, stock, and other contents at your premises. 

Professional indemnity

Professional indemnity insurance can protect your business from the costs of legal action taken against you for mistakes made in your work, which may result in compensation claims. 

Business equipment and tools

Cover for your essential business equipment and tools whether you’re in the office or out and about. It can include laptops, phones, tools, and other items you need to run your business.  

Additional coverage to further protect your limited company can include goods in transit insurance, cyber insurance, directors' and officers' insurance and more.  

Why choose Clear Business for finding your business insurance?

We can compare prices from a panel of different insurers, so you don't have to. 

Up to £5 million of cover

Claims can be expensive, that’s why we source insurance that offers up to £5 million worth of public liability cover, with more available upon request.

Simple, specific cover

To help save you both time and money. We compare prices from a panel of different insurers, so you don’t have to. Giving you back more time to run your business. 

A team that knows your industry

We're business insurance specialists, so we know how important it is to understand your unique requirements.

Easy claims process

Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to help make the claims process as quick and stress free as possible.  

No mid term fees

We don’t charge any mid-term fees at all during the life of your policy (though your insurer might and your premium may increase depending on the change.) 

Clear Business Insurance

Simple. Fast. Affordable.

Services simplified

Be prepared for unexpected events with business insurance through Clear Business.

Looking to take out a policy?  Our team will discuss your business needs with you and compare personalised quotes from a number of major UK insurance providers. You'll be presented with policy options that ensure you only pay for the cover you need. Simple. 

Get in touch today and get protected

Hear from our other business insurance customers