Builders insurance

Flexible cover built for builders


What is builders insurance?

The construction industry has plenty of hazards that could result in claims and the need to pay compensation. Even with expert knowledge in health and safety practices, the unexpected can still happen. Employees might slip off ladders, bricks could fall on people and vehicles and electrical work may malfunction. Whether you build houses, commercial property, or extensions, we can help cover your business by sourcing insurance policies that meet your specific needs.  

To find the right builders insurance policy for you, simply fill in our quote form or request a callback, and we'll speak at a time that suits you. 

What could a builders Insurance policy include?

Tool and equipment insurance

Damaged equipment and stolen tools can hold up building work. With tools and equipment insurance, you can access cover to pay for replacements, helping minimise any downtime. 

Public liability insurance

If a member of the public, customer, or site visitor is injured or their property is damaged as a result of your work, this could cover you against the cost of claims. Standard cover ranges from £1m to £5m.   

Employer’s liability insurance

Most employers are required to have employers’ liability insurance, which provides cover in the event of employee injury. For more information, visit the government website.     




The importance of builders insurance 

There are many risks associated with the building trade that you could consider when looking for builders insurance. It's important to ensure your insurance covers everything you need it to.  

Clear Business will work to find a builders insurance policy that meets your needs. A policy could include liabilities, tool and equipment coverage and additional covers as needed. 

Get a quote with Clear Business today using our online quote tool to secure your business with the right coverage.


We've protected over 30,000 small businesses. Join them and get covered today!


Why choose Clear Business for finding your business insurance?

We can compare prices from a panel of different insurers, so you don't have to. 

Up to £5 million of cover

Claims can be expensive, that’s why we source insurance that offers up to £5 million worth of public liability cover, with more available upon request.

Simple, specific cover

To help save you both time and money. We compare prices from a panel of different insurers, so you don’t have to. Giving you back more time to run your business. 

A team that knows your industry

We're business insurance specialists, so we know how important it is to understand your unique requirements.

Easy claims process

Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to help make the claims process as quick and stress free as possible.  

No mid term fees

We don’t charge any mid-term fees at all during the life of your policy. No cancellation fees from us either.  

Clear Business Insurance

Simple. Fast. Affordable.

Services simplified

Be prepared for unexpected events with business insurance through Clear Business.

Looking to take out a policy?  Our team will discuss your business needs with you and compare personalised quotes from a number of major UK insurance providers. You'll be presented with policy options that ensure you only pay for the cover you need. Simple. 

Get in touch and get protected

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