Groundworker insurance

Heavy-duty insurance for groundworkers

What is groundworker insurance? 

Groundworker insurance can protect those in the trade against financial loss. Your work may include excavation, foundations, footings and landscaping. Cover can protect your business in the event of accidental injury or damage caused whilst carrying out your work. 

Clear Business can source a range of business insurance policies, allowing you to choose one that provides the right cover for your work at a price that suits you. 

Experience the Clear Business difference today!

What could a groundworker insurance policy include?

Public liability

Should a member of the public, customer, or site visitor be injured or have damage done to their property as a result of your work, you can be covered against the cost of claims. Standard cover ranges from £1m to 5m.     

Employers’ liability

Most employers are required to have employers’ liability insurance, which provides cover in the event of employee injury. For more information, visit the government website.      

Legal expenses cover

This insurance is designed to help cover legal costs and provide advice on issues such as employee or contract disputes, data protection, debt recovery and more.   

Contract works or contracts all risks cover

This can cover your ongoing work and materials in case of damage or theft. It can also include additional labour costs to restore the work to its status before the damage occurred. 

Owned and hired plant cover

This type of cover can protect your business against financial loss if your machinery is stolen or damaged. This applies to both hired and owned plant equipment. Hired plant cover can also include the hiring charges you may still be expected to pay, even when the equipment is unusable.   

Cover whether you’re self-employed or operate as a business  

One of our small business specialists can discuss your business requirements with you and look to find options from a panel of insurance providers. You can then choose a policy that is right for your business. 

Get covered, pay flexibly 

Need business insurance right away? We can arrange cover the same day, with documentation usually provided the next working day.  

We also offer flexible payments options to suit you, from full payment by debit card, credit card or BACs transfer to instalments by Direct Debit. 

We've protected over 30,000 small businesses. Join them and get covered today!

Why choose Clear Business for finding your business insurance?

We can compare prices from a panel of different insurers, so you don't have to. 

Up to £5 million of cover

Claims can be expensive, that’s why we source insurance that offers up to £5 million worth of public liability cover, with more available upon request.

Simple, specific cover

To help save you both time and money. We compare prices from a panel of different insurers, so you don’t have to. Giving you back more time to run your business. 

A team that knows your industry

We're business insurance specialists, so we know how important it is to understand your unique requirements.

Easy claims process

Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to help make the claims process as quick and stress free as possible.  

No mid term fees

We don’t charge any mid-term fees at all during the life of your policy. No cancellation fees from us either.  

Clear Business Insurance

Simple. Fast. Affordable.

Services simplified

Be prepared for unexpected events with business insurance through Clear Business.

Looking to take out a policy?  Our team will discuss your business needs with you and compare personalised quotes from a number of major UK insurance providers. You'll be presented with policy options that ensure you only pay for the cover you need. Simple. 

Get in touch and get protected

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