Nail technician insurance

Q: Do I need goods in transit cover?

With Goods in Transit cover in place, you’ll be covered if your goods are lost or damaged while in transit.

Q: Do I need buildings insurance for my business?

If you own your premises, buildings insurance could be a consideration for you. If you rent your business premises you may still be required to have your own buildings insurance policy in place, so it’s worth checking the terms of your lease to find out if that’s the case. This can often be bundled with contents insurance. So if you need it, we can help find policies for you and your business needs. Get in touch with us to discuss your options.

Q: Can you provide cover if I have been trained abroad?

If you don’t have a UK recognised qualification, you’ll need to send translated copies of your certificates to us for approval. However, you may still be required to complete a UK recognised course in order to get cover.

Q: What is business interruption insurance?

This type of insurance cover helps to keep your business going if you are unable to trade as a result of an insurable claim such as fire, flood, or a storm (amongst others). Find out more about this type of cover here.

Q: Do I need public liability insurance?

For any business which involves contact with customers – whether people visit you, or you visit them – you might want to consider public liability cover. If you or your business ends up being responsible for injuring someone or causing damage or destruction to their property due to your negligence, then public liability insurance can cover costs related to someone making a claim against you. Find out more about public liability insurance here.

Q: Do I need treatment cover?

When considering whether to take out treatment risks cover, you may want to consider whether the work you carry out could result in you or your employees inadvertently causing damage or harm to the person or item they are working on. You’ll also want to consider the extent of any compensation claims should something go wrong. e.g. claims from a customer saying they suffered an allergic reaction to a skin or hair product that you applied. With this in mind, treatment risks cover may be something to consider for a hair & beauty business.

Protect your beauty business and compare prices from £4.74 a month*

Compare quotes from leading insurers, all in one place
Buy online in minutes, with same day protection
In partnership with Simply Business

*10% of customers paid the equivalent of £4.74 a month or less between
1st Jan - 31st May 2024 for up to £2 million of public liability insurance.

Compare prices from leading business insurance providers:

What is nail technician insurance?

As a nail technician, whether you work in a nail salon or as a mobile nail technician, it could be important to have the right insurance in place to protect your business. Nail technician insurance could help safeguard you against unexpected events such as accidental damage, treatment risks, or client claims.

Nail technician business insurance is designed to protect your business from a range of potential risks, including treatment risk, client claims, and damage to business equipment. Whether you run a nail salon or provide treatments as a mobile nail technician, having the right level of insurance could be essential in protecting your livelihood. With covers like public liability insurance, products liability, and equipment cover, you can reduce the financial impact of unexpected issues.

We’ve partnered with Simply Business, one of the UK’s biggest business insurance brokers. They can help protect your business with tailored online quotes from leading providers, including Axa, Churchill and Hiscox.

How it works

3 simple steps to protect your business with the right insurance for you

Choose your
cover options

Only pay for the
cover you need

Compare from
multiple insurers

Instantly compare prices
from a range of insurers

Buy online
in minutes

Get your documents
on the same day

What cover can business insurance for nail technicians include ?

Business insurance for nail technicians offers a variety of protection options tailored to your specific needs:

Public liability insurance

This protects you if your customers (or members of the public) suffer personal injury or property damage from your business.

Stock & contents insurance

Stock & Contents Insurance protection can be different for every business. This insurance will help protect your business equipment, stock, and other contents at your premises.

Employers' liability insurance

This is a legal requirement for many businesses. Policies are available at £10m and can cover claims for work-related injuries or illnesses.

Product liability insurance

Product liability insurance can cover the cost of compensation claims if someone is injured or their property is damaged by a product that you've sold.

Treatment cover

Should an accidental injury occur to a client or damage be done to them due to one of your treatments.

Business interruption insurance

This cover can protect your business for loss of income should unforeseen circumstances force it to close or be impacted for an extended period.

Join nearly

1,000,000

Businesses

Simply Business have helped nearly 1 million businesses like yours get the right insurance cover.

Get protected today, start your quote, compare and buy online

nail technician sitting at his work station with his tools out and gloves on ready to serve his next customer

What nail technician insurance covers

Nail tech insurance is designed to offer broad protection, including:

Accidental Damage: If you accidentally damage a client’s property while working, this cover can help with the costs of repair or replacement.
Treatment Risk: Covers the cost of claims arising from adverse reactions to nail treatments, such as an allergic reaction to products used.
Personal Accident Cover: If you're injured and unable to work, personal accident insurance may provide financial support while you recover.

Hair and beauty insurance FAQ's

If you have a question about your business insurance, you might find the answer here in our FAQs.

Do I need goods in transit cover?

Do I need buildings insurance for my business?

Can you provide cover if I have been trained abroad?

What is business interruption insurance?

Do I need public liability insurance?

Do I need treatment cover?

For more information on protecting your business, check out our FAQ's Hub

Additional information on nail technician insurance

How much does nail technician insurance cost?

The cost of nail technician insurance varies based on business size, level of cover, and risks. Whether you're a sole trader or run a nail salon, comparing tailored insurance quotes helps ensure you get the necessary protection without overpaying for unnecessary features.

Insurance for mobile nail technicians

As a mobile nail technician, your work involves risks like equipment damage while travelling. Mobile nail technician insurance can cover both you and your tools, ensuring you’re protected from unexpected incidents while delivering services at clients' homes or workplaces with the right cover.

Why do nail technicians need insurance?

Working as a nail technician comes with risks, including client reactions to nail treatments or accidental damage. Without the right insurance, you could face financial losses from legal claims or personal accident. Comprehensive nail technician insurance gives you the confidence to focus on your work, knowing you're covered if something goes wrong.

Compare prices from leading providers

Safeguard your business from financial risks including property and stock damage, business interruptions, public liability and much more.

Select your cover options
Compare from leading insurers
Buy online in minutes

What is nail technician insurance?