Commercial combined insurance

Insurance cover for your small business.

What is a commercial combined insurance policy? 

Commercial combined insurance is a policy which includes various types of business cover all in one.

This type of insurance can include property damage, business interruption, employers’ liability, public liability, personal accident cover, money and goods in transit. Commercial combined insurance can be suited to small businesses that have more specialist needs or that want to cover their different needs in one policy, with one insurance premium.

Commercial combined policies can allow for greater flexibility when choosing covers and limits.  

Why might you want commercial combined insurance?

If your business has complex needs, for example it imports or exports goods or it designs, builds or installs, and you want to be able to choose specific covers, you could consider commercial combined insurance.  

From stock damage, product theft and business interruption through to personal accidents, public liability, product liability and employers’ liability.  

We search the market for insurance options for your needs, giving you more time to run your business.   

What types of businesses choose commercial combined insurance?

Our panel of insurers has commercial insurance options for wholesalers, manufacturers, engineers, entertainment businesses, technology businesses, warehouses, and many more. 

Don’t see your business type? Cover is available for a wide range of businesses. Contact us today and we’ll answer any questions you have, or request a quote below.

Clear Business works with a panel of insurers to find options for your business

What cover can be included in a commercial combined policy? 

In a commercial combined insurance policy, you could have: 

How do I make a commercial combined insurance claim?

We know that making an insurance claim needs to be as simple as possible. 

Report the incident to your insurer first using the helpline and claims number provided in your policy document and follow their instructions. Should you require any further assistance, you can contact our team on 0161 968 2030, and we’ll do everything we can to help. Your insurer will process the claim and, if your claim is upheld, they’ll compensate you for some or all of your losses. 


What should I do if my circumstances change during the period of insurance?

Changes to your circumstances, such as taking on more employees or needing higher cover levels, might affect your policy. It’s always worth checking with us, as some changes increase your insurance risk. By not letting us or your insurer know you could void your policy.

It’s best to keep us updated whenever you make any changes to your business. If you’re ever unsure, speaking to a member of our customer services team could help, and you can reach them on 0161 968 2030. 

Why choose Clear Business for finding your business insurance?

We can compare prices from a panel of different insurers, so you don't have to. 

Up to £5 million of cover

Claims can be expensive, that’s why we source insurance that offers up to £5 million worth of public liability cover, with more available upon request.

Simple, specific cover

To help save you both time and money. We compare prices from a panel of different insurers, so you don’t have to. Giving you back more time to run your business. 

A team that knows your industry

We're business insurance specialists, so we know how important it is to understand your unique requirements.

Easy claims process

Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to help make the claims process as quick and stress free as possible.  

No mid term fees

We don’t charge any mid-term fees at all during the life of your policy (though your insurer might and your premium may increase depending on the change.) 

Clear Business Insurance

Simple. Fast. Affordable.

Services simplified

Be prepared for unexpected events with business insurance through Clear Business.

Looking to take out a policy?  Our team will discuss your business needs with you and compare personalised quotes from a number of major UK insurance providers. You'll be presented with policy options that ensure you only pay for the cover you need. Simple. 

Get in touch today and get protected

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