Bar insurance

Compare from a range of insurers offering flexible cover for bars.

Business insurance for bars across the UK

Whether you run a sports bar, nostalgia bar or university bar, we can source protection for your business with a variety of bar insurance policies.  

We’re small business insurance specialists so we know how important it is to understand your unique requirements. We can search the market for options for your bar’s needs, giving you more time to get back to running your business. This can include cover that protects your bar, its equipment, and the specific functions you provide.  

Clear Business is a Feefo Platinum awarded company providing access to a panel of insurers. Through us you can choose cover for your bar. 

For a business insurance quote, fill in our handy form or request a call back. We don’t charge administration fees for mid-term adjustments, either (though your insurer might, and your premium may increase depending on the change). When you’re ready to update your policy, we’ll be ready to help. 

What may be included in a bar insurance policy?

Loss of licence cover

In law, selling alcohol requires a licence, without which you could face fines and even prison. This cover includes loss of earnings, should your licence be withdrawn (subject to your insurer’s specific terms and conditions).

Personal effects cover

Live on site? Have personal belongings you’d like to keep safe? Contents cover can do just that, should they be stolen or damaged at your bar.

Employers' liability insurance

Most employers are required to have employers’ liability insurance, which provides cover in the event of employee injury. For more information, visit the government website. 

Public liability insurance

This policy can cover you against claims arising from incidents to visitors, customers and contractors. Standard cover ranges from £1-£5m. 

Product liability

Product liability insurance covers your business in a situation where personal injury or property damage is caused by products sold or supplied through your business.

Contents cover

Protecting everything from your bar’s fixtures and fittings through to your electronic equipment and displays. Having contents cover means replacements can be provided as quickly as possible. 

Benefits of having business insurance for your bar

Business insurance for bars can provide cover for a variety of risks, including theft, arson, loss of licence, or food poisoning. Everyday risks that could result in your bar being temporarily incapable of operating, such as fire or flood, could also be covered. 

No hard sell. No fuss. Plans sourced to suit you and your bar business.   

Types of bars we source cover for

No two bar venues are the same. We understand you may have individual needs and requirements for your insurance, so whether you’re a sports bar, wine bar or even a tequila bar, our team is available to talk you through a range of policy covers. You can then choose an insurance package to protect your bar business. 

Business interruption cover for bars

Business interruption is an additional cover which could compensate your business for loss of income due to an insured disaster. Business interruption is written on either a gross profit or gross revenue basis. For more information, please speak to our team.

Why choose Clear Business for finding your business insurance?

We can compare prices from a panel of different insurers, so you don't have to. 

Up to £5 million of cover

Claims can be expensive, that’s why we source insurance that offers up to £5 million worth of public liability cover, with more available upon request.

Simple, specific cover

To help save you both time and money. We compare prices from a panel of different insurers, so you don’t have to. Giving you back more time to run your business. 

A team that knows your industry

We're business insurance specialists, so we know how important it is to understand your unique requirements.

Easy claims process

Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to help make the claims process as quick and stress free as possible.  

No mid term fees

We don’t charge any mid-term fees at all during the life of your policy. No cancellation fees from us, either.  

Clear Business Insurance

Simple. Fast. Affordable.

Services simplified

Be prepared for unexpected events with business insurance through Clear Business.

Looking to take out a policy?  Our team will discuss your business needs with you and compare personalised quotes from a number of major UK insurance providers. You'll be presented with policy options that ensure you only pay for the cover you need. Simple. 

Get in touch today and get protected

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