Bed and breakfast insurance

Compare from a range of insurers offering flexible cover for B&Bs.

Bed & breakfast insurance

Protecting their bed & breakfast from product liability, material damage, public liability and employers' liability claims is a consideration for many of our B&B customers. We can talk through your concerns and the needs of your business, and then give you options so that you can make an informed decision on what's right for you.   

Protection is available for a range of B&Bs. No hard sell. No fuss. Cover sourced to suit your business.  

What may be included in a bed & breakfast insurance policy?

Buildings cover

This cover can protect B&B businesses against damage due to fire, flooding, storms or explosions, and can provide pipes, cables and drain replacements too. 

Contents insurance

With contents cover, you can protect your carpets, furniture and business equipment from damage, and even receive compensation to help with the cost of replacement. 

Employers' liability

Most employers are required to have employers’ liability insurance, which provides cover in the event of employee injury. For more information, visit the government website. 

Public liability

This policy can cover you against claims arising from incidents to visitors, customers and contractors. Standard cover ranges from £1-£5m. 

Bed, breakfast and flexible business cover

Looking for the right insurance for your B&B business? Business insurance arranged through Clear Business is designed to give you options that meet your B&B's needs. 

Running a B&B can bring a number of risks. With cover in place, you can be insured against possible loss, damage or theft from your guest house. We won't charge you fees for mid-term adjustments. Nor do we charge a cancellation fee.  

Our business insurance specialists present you with a number of options so that you can put together your B&B insurance policy. All the essential cover you need in one business insurance policy.  

With cover for a range of B&B types available, speak to one of our team today. 

Benefits of having bed & breakfast insurance

When you run a bed and breakfast business, you regularly accommodate guests. With that in mind, you may want to protect your business against certain risks and eventualities. These could include: 

  • Theft of guests' and/or B&B property

  • Food poisoning claims

  • Flood and fire risk to your property

Why choose Clear Business for finding your business insurance?

We can compare prices from a panel of different insurers, so you don't have to. 

Up to £5 million of cover

Claims can be expensive, that’s why we source insurance that offers up to £5 million worth of public liability cover, with more available upon request.

Simple, specific cover

To help save you both time and money. We compare prices from a panel of different insurers, so you don’t have to. Giving you back more time to run your business. 

B&B business insurance

We're business insurance specialists, so we know how important it is to understand your unique B&B requirements.

Easy claims process

Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to help make the claims process as quick and stress free as possible.  

No mid term fees

We don’t charge any mid-term fees at all during the life of your policy. No cancellation fees from us either.  

Clear Business Insurance

Simple. Fast. Affordable.

Services simplified

Be prepared for unexpected events with business insurance through Clear Business.

Looking to take out a policy?  Our team will discuss your business needs with you and compare personalised quotes from a number of major UK insurance providers. You'll be presented with policy options that ensure you only pay for the cover you need. Simple. 

Get in touch today and get protected

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