Virtual Terminal

Boost sales! Easily accept payments by phone, anywhere, without extra hardware.

  • Accessible anywhere

  • No hardware needed

  • Quick & secure1

Smartphone displaying a secure checkout screen with fields for account, shipping, and payment details, featuring credit card logos.

Accept card payments over the phone

With our Virtual Terminal, accepting payments over the phone is simple, secure, and equipment-free. Perfect for businesses like professional services, hotels, or remote sales teams. Take payments effortlessly, from anywhere.

Icons of payment methods: Visa, Mastercard, American Express, Google Pay, and Apple Pay on a white background.

Why choose clear business?

Smiling woman in apron holds tablet in flower shop. Overlay shows a virtual terminal sale for £25.99 on 10th October.

What is a Virtual Terminal?

Take payments without a card machine

A virtual terminal lets you take card payments using your computer, phone, or tablet, no card machine needed. Just type in your customer’s details and process the payment on the spot. It’s perfect for phone orders, remote payments, or when your customer isn’t in front of you. Fast, secure, and easy to use, ideal for growing your business from anywhere.

Smartphone displaying a secure checkout screen, surrounded by payment logos: Google Pay, Samsung Pay, Amex, Apple Pay, Visa, and Mastercard.

No additional hardware

Start accepting payments instantly

Access the virtual terminal through any internet-connected device. This flexibility allows you to process payments from your computer, tablet, or smartphone, making it perfect for businesses operating remotely or on-the-go.

A person using a phone while checking under a sink. A payment notification for £108.00 is displayed, indicating a secure virtual terminal sale.

Instant & secure payments1

Fast, safe & trusted

Process payments in real-time while speaking with your customers, giving them instant confirmation and complete peace of mind. With PCI-compliant security built in, every transaction is protected. Boosting trust and keeping your business safe.

A purple padlock icon next to the text "OpenAI" on a white background.Logo with "PCI DSS Compliant" text and a green checkmark, indicating adherence to Payment Card Industry Data Security Standards.
Man plastering a wall, smiling. Overlaid are transaction notifications: £74.99, £45.75, £52.50, with Visa and Amex logos, dated 19-21 November.

Real time reporting

Track and manage payments anywhere

View live payment activity and detailed reports from any device, wherever you are. Easily manage transactions, track trends, and make smarter business decisions. Perfect for remote teams or businesses on the move.

Payments made simple

How it works

Take secure payments over the phone or remotely

Accept card payments quickly and securely without needing a terminal or face-to-face interaction. Perfect for phone orders or remote sales, our virtual terminal makes getting paid simple—anytime, anywhere.

The image shows a large, purple number one with a rounded design on a white background.
Log in

Access your virtual terminal from any device.

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Enter details

Type in your customer’s card info and the amount to charge.

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Process payment

Securely take payment in real time with instant confirmation.

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Get paid & track

View transactions and receive funds straight into your account.

Virtual terminals are ideal for

We make life simple for small businesses

Get paid wherever you ‘do’ business.  We understand that every business is different. That’s why we offer a range of card payment services to ensure you get the one that’s right for yours.

Woman in a yellow dress and patterned headscarf makes a contactless payment with her phone at a store counter.

Simple pricing

Enjoy straightforward pricing with our card payment services. Transparent transaction fees, no hidden costs, just simple and fair payments.

Simple settlement

Get paid faster! Receive your funds in your bank account by the next working day, ensuring smooth cash flow for your business.1

Simple switching

Switch with confidence—if you face termination fees from your current provider, we’ll credit you up to £1,000 to cover the cost.2

Simple solutions

Our leading Android-powered devices are simple to use, packed with advanced features, and designed for seamless, secure payments.

Virtual Termnal FAQ's

Smiling woman at a counter exchanges a phone with a customer. Overlay shows a funding offer, monthly revenue, and trading duration details.

Grow your business
with flexible funding 

Access funding up to £1,000,0003 to grow your business and pay back when you make money4. Simple.

What is a cash advance?

You receive a lump sum payment, which you pay back as a small percentage of your daily card sales—typically between 5% and 30%.

Unlike a traditional bank loan, you don’t need to offer any assets as security. Instead, approval is based on your average card payment earnings, using your latest merchant statements.

This funding helps you grow your business and repay only when you make sales, giving you more flexibility and control over your finances.

Looking for something else?

We offer a range of secure business card payment services from countertop and portable devices to secure online payment systems, giving you the flexibility to take payments where ever your business takes you.